OneMain Holdings, Inc.
New York Stock ExchangeCapital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.- CEO
- Douglas H. Shulman
- Full Time Employees
- 9,000
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 601 N.W. Second Street Evansville IN United States of America 47708-1013
- IPO Date
- Oct 16, 2013
- CIK
- 0001584207
- Website
- onemainfinancial.com
- Similar Companies
- Business
- OneMain Holdings, Inc. operates as a financial services holding company specializing in nonprime consumer credit in the United States. The company offers a broad range of financial products and services including personal loans secured by automobiles, other titled collateral or unsecured; secured auto financing; credit cards; and optional credit insurance products such as life, disability, and involuntary unemployment insurance. It also provides non-credit insurance, guaranteed asset protection coverage, and membership plans through its branch-based network and digital platforms. Headquartered in New York and founded in 1912, OneMain targets underserved consumers who have limited access to traditional banking services. Recent major developments include the strategic acquisition of Foursight Capital LLC in April 2024, which expanded OneMain’s presence in the automobile finance market by adding over $1.2 billion in receivables and enhancing its capabilities with Foursight’s seasoned team, scalable technology, tested credit models, and dealer network. The company reported strong financial performance in 2024 and through 2025, including managed receivables growth to approximately $25.9 billion, increased consumer loan originations, and total revenues exceeding $1.6 billion in recent quarters. OneMain also initiated a $1.0 billion share repurchase program and raised its quarterly dividend to $1.05 per share. It continues to invest heavily in digital platforms to enhance customer experience and expand access to credit, reflecting a disciplined expansion strategy in auto lending alongside its core unsecured personal loan business. OneMain operates solely in the U.S. nonprime consumer finance sector, providing responsible credit access to its customer base with a focus on financial inclusion and education. The company remains committed to transparent and responsible lending practices, supported by ongoing operational improvements and strategic growth initiatives led by CEO Doug Shulman. Its recent acquisition and substantial capital management activities underscore its growth orientation and confidence in the underserved lending market opportunity.
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